Yes Yes Yes Life

Terms of Service

Last updated: October 26, 2026

These Terms of Service ("Terms") govern your use of the website, chat, and messaging services provided by Kenel Bien-aime, operating as Yes Yes Yes Life ("we," "us," or "our"). By using our website, contacting us, or opting in to our text message program, you agree to these Terms and to our Privacy Policy.

SMS / text message program terms

  • Program description: Yes Yes Yes Life sends recurring promotional and informational text messages related to life insurance, including responses to your questions, quote and consultation follow-ups, appointment reminders, policy information, and occasional offers. You can opt in through the chat widget on our website.
  • Voluntary consent: Opting in is voluntary. Consent to receive text messages is not a condition of purchase of any product or service.
  • Message frequency: Message frequency varies.
  • Cost: Message and data rates may apply, according to your mobile carrier plan.
  • Opt out: Reply STOP to any message at any time to cancel. After you send STOP, you will receive one final confirmation message that you have been unsubscribed, and you will receive no further text messages from us unless you opt in again.
  • Help: Reply HELP for assistance, or call (305) 807-0772.
  • Carriers: Mobile carriers are not liable for delayed or undelivered messages.
  • Privacy: Mobile information will not be sold or shared with third parties for marketing or promotional purposes. See our Privacy Policy for details.

Insurance services disclosure

Kenel Bien-aime is an independent licensed life insurance agent (NPN 22360755) representing multiple insurance carriers. Information on this website and in our messages is for general informational purposes only and is not an offer of insurance, nor financial, legal, or tax advice. Coverage is subject to the terms of the policy issued and to the carrier's underwriting approval; product availability, rates, and features vary by carrier and state. Guarantees are based on the claims-paying ability of the issuing insurance carrier.

Use of the website

You agree to use our website and services only for lawful purposes and to provide accurate information when you contact us. You may not attempt to interfere with the website's operation or security. We may update, change, or discontinue any part of the website or our services at any time without notice.

Limitation of liability

The website and its content are provided "as is." To the fullest extent permitted by law, Yes Yes Yes Life and Kenel Bien-aime are not liable for any indirect, incidental, special, or consequential damages arising from your use of the website, chat, or messaging services, including any delay in or failure of message delivery.

Changes to these Terms

We may revise these Terms from time to time. The "Last updated" date above shows when they were last changed. Continued use of our services after changes are posted constitutes acceptance of the updated Terms.

Contact us

Kenel Bien-aime · Yes Yes Yes Life
Licensed Life Insurance Agent · NPN 22360755
6555 N Powerline Rd, Suite 403
Fort Lauderdale, FL 33309
Phone: (305) 807-0772

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